Wholesale Finance
Buy wholesale goods locally to manufacture or wholesale inventory, get up to 3 additional months to pay

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    Would you like to have more stock in your warehouse or have extra funds to be able buy better and negotiate superior deals from your suppliers? Does your wholesale business supply customers whose businesses have seasonal peaks? Would you like to be able to offer more variety or quantities of goods to your outlets to meet these peaks?

    Wholesale Finance is a solution for your business to acquire extra inventory in bulk so that you can satisfy your customers’ demands both throughout the year and during high seasonal trading. Increase your sales and grow your business. Wholesale finance (from our Inventory Loans Solution) can assist all types businesses who are seeking finance for additional stock as a once off or as an ongoing facility.

    Inventory Finance

    Qualify within 5 minutes. Stock your shelves

    KNOW NOW how much you can borrow and your repayments. Receive loans from $5K.

    Are you looking to access monies without having to re-apply for a loan? Go Digital with SME Cash and have the benefit of a revolving line of credit. Your business can purchase stock using inventory loan limits, and as the amount is paid down redraw to your limit giving additional cash to use in your business.

    Importantly, SME Cash limits above $10k can act as a revolving line of credit.

    Go Digital! What does this mean for my business?

    • Use limits as a revolving line of credit.
    • Connect your financials to SME Cash.


    • KNOW NOW how much it will cost and find out in the process if you qualify for an additional 3 months to pay.
    • Loans from a minimum of $5K.
    • Paperless & 100% online APPLY NOW process to ensure more secure and faster processing.
    • Daily, Weekly or Monthly Payment options to match your business and revenue.
    • SME Cash can payout other lenders to consolidate existing debts, providing a more flexible solution for growth.


    • In business and Registered for GST at least 2 years.
    • Subject to SME Cash credit assessment.
    • Security requirements vary depending on amounts borrowed.
    • For loans below $50K and if an Invoice facility is not held with SME Cash, a 25% deposit is required. Above $50K loans, the deposit is waived and security is required.

    © 2019 SME Cash Pty Ltd