Trade Loan
Importing or exporting? We provide export, import, pre-export and invoice finance for a complete supply chain solution.
KNOW NOW what you qualify for and what it will cost or
Browse our multiple finance solutions
We live in a global world and when buying overseas you probably see some great products or great deals that you would like to take advantage of, but not sure where to find the cash?
Your TOP 5 Imported Selling Items (SKU’s) can be funded without a purchase order based on proven sales.
SME Cash provides an import finance solution so you can avoid the hassles of dealing with banks for a Letter of Credit. Importing your goods on the strength that you already have a Purchase Order or have an established group of outlets for the imported goods is an additional benefit.
Top 5 SKU’s funded... No purchase order.
Import finance is provided via SME Cash trade finance and/or can be supported with an invoice finance facility. Enjoy the benefits of import finance solution and negotiate the right price for the right products to help your business increase profit margins.
We also offer a supply chain solution which includes your import finance facility to help your business generate a seamless cash flow from end to end.
How It Works?
- You supply SME Cash with necessary verified documents such as Purchase Orders, top SKU’s report or more.
- SME Cash funds the overseas supplier with our Banks Letter of Credit (L.O.C) or equivalent.
- The funds are repaid to SME Cash through your loan or invoice finance facility.
Features
- TOP 5 SKU’s funded without a purchase order (PO).
- Qualify for Import Finance and all SME Cash finance solutions, including invoice finance within 5 minutes by answering a few simple questions.
- Paperless & online application process to ensure secure and fast processing.
- Loans available from $5,000.
- Another benefit of your loan is that it can work as a revolving line of credit. Draw down amounts up to your limit and once 50% is repaid a new limit is available to you. This requires an easy upload of your financials.
Requirements
- In business and registered for GST at least 2 years.
- Have at least 1 year of history in import trading.
- Documentary Credits to be provided and verified.
- Import finance is provided via SME Cash trade finance which can be supported with an invoice finance facility or 25% deposit.
Do you export and each time wait anxiously to receive payment so that you have the money to purchase new materials?
Export Finance is supported substantially by an Invoice Finance facility. SME Cash will include a portion of your Invoice Finance Debtors Ledger as “Export Buyers”.
SME Cash can help your global trading if you are exporting local manufactured goods, special one-off orders or finished goods. Up to 90% of your goods can be funded. Export finance will improve your cash flow so that you can meet your financial obligations, continue to trade comfortably and keep growing your business.
Export up to 90% of goods funded.
Confirmed Purchase Orders from your overseas customers makes the process even quicker and easier.
With our online speedy and secure processing system, you will know almost immediately what you qualify for.
Features
- Available to businesses with minimum $150,000 annual turnover.
- Include in your Invoice Finance Facility with extended terms for payment.
- Minimum loan of $25,000.
- Qualify for Export Finance and all SME Cash finance solutions within 5 minutes by answering 10 simple questions.
- Paperless & 100% online application process to ensure more secure and faster processing.
- Another benefit of your loan is that it can work as a revolving line of credit. Draw down amounts up to your limit and as you pay back the loan, a new limit is available to you.
Requirements
- Invoice Finance Facility with SME Cash to cover all your customer receivables.
- In Business and Registered for GST at least 2 years.
- Have at least 1 year of history in exporting trading.
- Documentary Credits to be provided and verified.
- Insurance in certain cases.