Single Debtor Finance
Access up to 95% of your invoices outstanding in as little as 24 hours

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    Single Debtor Finance, as part of the Invoice Finance Solution, provides funding against a sound quality single debtor. It increases working capital by unlocking the cash held by this debtor’s invoices to help meet upcoming expenses that may be unexpected or perhaps a bit larger than was budgeted. Single Debtor Finance (also termed partial ledger) is often used when there is short-term cash flow need. It also gives an excellent opportunity to seeing the benefits of using receivables to help grow your business on a more regular basis or as your needs arise.


    Increase Working Capital

    Improve your cashflow now!

    How Single Debtor Finance works

    • Connect and provide us access to the appropriate information on your cloud or desktop accounting.
    • Sell the receivables of your customer to SME Cash.
    • We provide you with up to 95% of the value of the invoices.
    • When the invoices are paid, we credit you the remaining funds.


    • Funds available same day.
    • Manage your finance on the go with an online portal 24/7.
    • Qualify for Invoice Finance and all SME Cash finance solutions within 5 minutes by answering 10 simple questions.
    • Daily interest calculations.
    • Works like a bank overdraft, you only pay interest for funds you use.


    • Invoice Finance minimum annual turnover above $2M
    • Annual turnover between $150K-$2M, use the BLOC (Click here for more information)
    • Outstanding account receivables.
    • Minimum 2 years in business.
    • 1st Ranking security.

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