Second Hand Car Finance
Buy new or used vehicles your business needs or get pre-approved and shop with confidence

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    You have searched for a second hand vehicle. SME CASH provides finance for these under the business finance solution called Auto Finance. Used Car types include utes, vans and sedans, trucks and trailers that are used primarily for business purposes. You have most probably already selected the vehicle you would like to buy for your Business and SME CASH lets you KNOW NOW what you qualify for quickly and easily so you get the vehicle fast.

    Get pre-approved so you can negotiate your best buying price and not be reliant on Vendor Finance. SME Cash takes security over the asset so that it doesn’t impact other facilities you may have.

    Importantly, all SME Cash limits can act as a revolving line of credit by simply connecting your financials to the BusinessCentre This means that businesses can use the loan products at their own convenience by drawing down any amount up to their limit. As the loan is substantially paid back a new limit is available to drawdown.

    If you’ve been registered for GST for at least 1 year and subject to SME Cash credit assessment, you will automatically qualify for a loan.



    • Loans from $15,000 to meet your business needs.
    • Daily, Weekly or Monthly Payment options to match your business and revenue.
    • Subject to kms and age for used autos – a balloon payment may be available for example, passenger vehicles - 5 years old and with 125,000 kms at the end of the term.
    • Qualify for Auto finance and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering a few simple questions.
    • Paperless & 100% online APPLY NOW process to ensure more secure and faster processing.
    • GST can be added to the loan and recovered on the 4th payment of a monthly plan.
    • SME Cash can payout other lenders to consolidate existing debts, providing a more flexible solution for growth.


    • In business and registered for GST for a minimum 1 year receive up to $30,000 loan no financials.
    • In business and registered for GST for more than 2 years, higher loans are available.
    • Subject to SME Cash credit assessment.
    • Autos should not to be older than 10 years of age by the end of loan term.
    • Used Cars should not have travelled more than 160,000 kms.

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