Receivables Finance
Access up to 90% of your invoices outstanding in as little as 24 hours

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    You have searched for Receivables Finance another term for what SME Cash calls Invoice Finance. This form of finance is a very efficient and effective way to self-fund your growth and increase working capital. By “unlocking” cash in your invoices you can continue running and growing your business. We rely on you to collect in your receivables and do not take over your customers invoice collections, so that your customers may never know you’re using our Invoice Finance solution.

    Turnover less than $2m? We loan against your accounts receivable. The BLOC (Business Line Of Credit) works like an overdraft and is the perfect solution for supporting your cash flow. Click here for more information

    Invoice Finance

    It works this way:

    • You connect to your cloud accounting and provide us access to your statements.
    • Select and sell the invoices of your customers to SME Cash.
    • We provide you with up to 90% of the funds that are currently tied up in your invoices immediately. This will dramatically improve your cash flow.
    • When the invoice has been paid, we will credit you with the remaining funds.
    • Our reporting gives you full insight to how your customers are paying and we release your holdback the same day.


    • Funds available same day.
    • Facility will grow with your company. No need to apply for a Facility limit increase – we provide a buffer to accommodate growth in your sales.
    • Single receivable finance available.
    • Whole ledger or partial ledger finance.
    • Manage your finance on the go with an online portal 24/7.
    • Qualify for Invoice Finance and all SME Cash finance solutions within 5 minutes by answering 10 simple questions.
    • Daily interest calculations, no minimum batch or invoice upload restrictions.
    • Works like a bank overdraft, you only pay interest for funds you use.


    • Invoice Finance minimum annual turnover above $2M
    • Annual turnover between $150K-$2M, use the BLOC (Click here for more information)
    • Outstanding account receivables.
    • Minimum 2 years in business.
    • 1st Ranking security.

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