Invoice Factoring
Convert up to 90% of pending invoices into cash for your business

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    Are you looking to grow and innovate? Waiting on funds from pending invoices to help with the cash flow of your business? We respect that you know your own business – Make it easy on yourself.

    Invoice Factoring is the SME Cash solution called Invoice Finance. This financial solution has become an essential for SMEs to boost their working capital. Invoice Factoring allows a business to sell up to 90% of its receivables pending for immediate cash.

    Injecting cash supports growth, innovation and jobs in your business. SME Cash is not directly involved with your receivables collection. Your customers generally have no need to know that you are using SME Cash Invoice Finance solution.

    Turnover less than $2m? We loan against your accounts receivable. The BLOC (Business Line Of Credit) works like an overdraft and is the perfect solution for supporting your cash flow. Click here for more information

    Invoice Finance

    How does Invoice Factoring work?

    • Go digital - Upload your financials by connecting your accounting package.
    • Choose the invoices of your business customers that you would like to factor.
    • Settle with SME Cash and inject up to 90% cash from pending invoices within 24 hours.
    • Once all invoices are paid we will provide you with aggregated funds remaining.
    • Reports on customer payments and release holdbacks – SAME DAY


    • Funds available same day.
    • Facility will grow with your company. No need to apply for a Facility limit increase – we provide a buffer to accommodate growth in your sales.
    • Single receivable finance available.
    • Whole ledger or partial ledger finance.
    • Manage your finance on the go with an online portal 24/7.
    • Qualify for Invoice Finance and all SME Cash finance solutions within 5 minutes by answering 10 simple questions.
    • Daily interest calculations, no minimum batch or invoice upload restrictions.
    • Works like a bank overdraft, you only pay interest for funds you use.


    • Invoice Finance minimum annual turnover above $2M
    • Annual turnover between $150K-$2M, use the BLOC (Click here for more information)
    • Outstanding account receivables.
    • Minimum 2 years in business.
    • 1st Ranking security.

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