Invoice Discounting
Access up to 90% of your invoices outstanding in as little as 24 hours

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    Invoice Discounting is another term for Invoice, Receivables, Debtor or Cashflow Finance. Whichever the word, this form of finance improves working capital as it allows the business to borrow money against its sales invoices before receiving payment from the customer. No need to wait for up to 90 days for your money. By using Invoice Discounting, business can confidently continue to operate its daily business and plan for future growth.

    Turnover less than $2m? We loan against your accounts receivable. The BLOC (Business Line Of Credit) works like an overdraft and is the perfect solution for supporting your cash flow. Click here for more information

    How Invoice Discounting Works

    • Connect and provide us access to the appropriate information on your cloud or desktop accounting.
    • Select and sell the invoices of your customers to SME Cash.
    • It provides up to 90% of the funds that are currently tied up in your invoices.
    • When the invoice has been paid, we credit you with the remaining funds.
    • Our reporting gives you full insight to how your customers are paying and we release your holdback the same day.

      • Equipment Finance

        Using the assets of your business

        Immediate boost to cash flow


    • Funds available same day
    • Facility will grow with your company.
    • Single invoice, whole or partial ledgers available.
    • Manage your finance on the go with an online portal 24/7
    • Qualify for Invoice Discounting and all other SME Cash finance solutions within 5 minutes by answering 10 simple questions
    • Daily interest calculations, no minimum batch or invoice upload restrictions
    • Works like a bank overdraft, you only pay interest for funds you use


    • Invoice Finance minimum annual turnover above $2M
    • Annual turnover between $150K-$2M, use the BLOC (Click here for more information)
    • Outstanding account receivables
    • Minimum 2 years in business
    • 1st Ranking security

    © 2019 SME Cash Pty Ltd