Small Business, the back bone of the economy and the biggest employer in Australia. Entrepreneurial, innovative and energetic, the SME follows a dream and goes into business.

As business progresses, improvements, upgrades and additional inventory are needed. Expenses are often ‘lumpy’ and even though business is being written it is not always easy to have sufficient cash to grow the business and remain competitive.

SME Cash knows this and has developed three Combo Bundles that are designed to particularly assist the younger, newer and possibly smaller businesses of the Health & Beauty professions, the Tradie and the Startup.

We have selected the products for each Bundle from research and feedback. However your business is unique and the combos can be adjusted to meet your needs.

Health & Beauty Combo

The personal services sector uses equipment, has stock and pays annual insurances. Therefore the Combo bundle contains loans for equipment, inventory, insurance payment plan plus a business loan used for anything that relates to a business expense. Four ‘must haves’ for this profession.

The Bundle is flexible and our BusinessCentre team makes sure your funds are allocated to your needs. Call our customer service representatives at SME BusinessCentre on 1300 857 092 or chat to us online to discuss varying your combo.

An affordable opportunity to take your business to the next level of growth and success.

Snapshot Features

• In business and registered for GST 2 years.
• Carry an average of one month’s stock.
• Daily, weekly or monthly repayment options.
• Loan based on annual turnover.
• No financials for loans under $30,000.

Tradie Combo

On the job, on the go! This package finances the Tradie who wants to get the jobs done, increase business and employ another Tradie and/or train an apprentice.

This Bundle gets you a loan for a Ute / Trailer, extra tools, additional stock so you can get repairs done straightaway, and help with insurance repayments to spread this large ‘one off’ annual expense.

The Bundle is flexible and our BusinessCentre team makes sure your funds are allocated to your needs. Call our customer service representatives at SME BusinessCentre on 1300 857 092 or chat to us online to discuss varying your combo.

While it is not in your bundle but if your customer base includes trading with other businesses and you have accounts receivable, an invoice finance facility or business line of credit can further improve your cash flow. SME Cash is sure to find a way to help you grow your business.

Apply Now and within 5 minutes KNOW NOW what you qualify for (no obligation)

Snapshot Features

• In business and registered for GST 2 years.
• Carry an average of one month’s stock.
• Daily, weekly or monthly repayment options.
• Loan based on annual turnover.
• No financials for loans under $30,000.

Startups Combo

You are at the forefront of modern technology and communication systems. Innovation is your second name as you pick up the modern challenges and follow your dreams. Your ideas are great and you are on the brink of a successful business life.

As the name suggests, this Combo Bundle is specifically designed for the Startups, those who have already established their businesses but are not yet cash flow positive and who need a cash injection to move forward to the next phase of business.

SME Cash Combo comprises loans for IT equipment and appropriate Software. A minimum loan amount starts from as little as $1,000.
See your cash flow improve, your business grow and jobs created.

Snapshot Features

• No financial needed under $30,000.
• In business and registered for GST 6 months.
• Minimum loan amount $1,000.
• Director(s) / Partners of the business are required to be guarantors.