Cashflow Finance
Access up to 90% of your invoices outstanding in as little as 24 hours

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    Cashflow Finance is also called Invoice or Debtor finance. SME Cash calls it Invoice Finance.

    A positive cash flow is vital to business health and growth. Expenses need to be met and growth requires funding. Managing the end of month payments can become a regular juggling act for business. By using Invoice Finance, working capital and cash flow are dramatically improved to meet your financial commitments.

    SME Cash Invoice Finance releases up to 90% of cash assets held in your accounts receivable ledger. This immediately increases cash flow into your business so you can comfortably meet the day to day expenses and future plans. We believe in working with you to help your business achieve long term growth and funding limits are designed to grow as your sales grow.

    Turnover less than $2m? We loan against your accounts receivable. The BLOC (Business Line Of Credit) works like an overdraft and is the perfect solution for supporting your cash flow. Click here, for more information.
    Discuss with our BusinessCentre team who are at the end of the phone to assist with your enquiries and help you make the right choice for your business needs.


    KNOW NOW and receive a letter within 5 minutes.

    Improve your cashflow NOW!

    Our Online and Go Digital processes make BLOC even easier to do. Simply keep your finances up to date so that you can connect your accounting package (desktop or cloud) to us. Then you choose the invoices you wish to sell to us. We release up to 90% of the value almost immediately. You have access to your account online, so you can always see how your customers are paying and we can release surplus funds to you the same day.


    • Select single invoice finance, whole or partial ledger.
    • Qualify for Invoice Finance and all SME Cash finance solutions within 5 minutes by answering 10 simple questions.
    • Working like a bank overdraft, you only pay interest for funds you use.


    • Invoice Finance minimum annual turnover above $2M
    • Annual turnover between $150K-$2M, use the BLOC (Click here for more information)
    • Outstanding account receivables.
    • Minimum 2 years in business.
    • 1st Ranking security.

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