Happy Monday, 20 November 2017

Business Loans
For any acceptable business purpose and additional to our other loans. up to $160,000 for 12 months.

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SME Cash provides general purpose loans for any reasonable business purpose or purchase including working capital for pre-export finance. Items commonly paid for using general purpose loans include expensive repairs, fast approaching bills including the ATO, payroll growth, and costs related to expanding.

Our general purpose business loans can help your business get ahead and grow, while also helping to meet your working capital needs. These loans can be used for anything that assists with the day to day operations, as long as the expense is directly related to the business and is not unreasonable for your type of business.

Importantly, all SME Cash limits act as a revolving line of credit. This means that businesses can use the loan products at their own convenience by drawing down any amount up to their limit. As the loan is substantially paid back a new limit is available to drawdown.

Please note that general purpose business loans don’t cover regular business expenses but are designed for you to grow.

How Invoice Finance works ?


  • You upload your financial statements whenever you wish or give us access to your cloud accounting
  • You select and sell the invoices that your business has with your customers to SME Cash.
  • We provide you with up to 90% of the funds that are currently tied up in your invoices immediately. This will dramatically improve your cash flow.
  • When the invoice has been paid, we will credit you with the remaining funds.
  • Our reporting gives you full insight to how your customers are paying and we release your holdback the same day

How can Invoice Finance benefit my business?


  • Improve cash flow and working capital to meet your financial obligations when they fall due by bringing forward your cash receipts.
  • Maintain close relationships with your customers as we will not take control of debt collection under normal circumstances.
  • We believe in working with you to help your business achieve long term growth, so our funding limits are designed to grow as your sales grow

Import Finance

Your Top 5 imported Selling Items can be funded without a purchase order based on proven sales of these items (known as SKU’s)

Substantially Import goods especially with Purchase Orders from local Customers. SME Cash funds the overseas supplier with our Banks Letter of Credit until shipped usually free on Board and SME Cash owns the goods until sold on our behalf by you. When goods are received and immediately delivered the Buyers Invoice is funded and repays the Trade Finance


Features

  • Payment options to suit the transaction
  • Qualify for a Trade Finance and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering 10 simple questions
  • Paperless & 100% online application process to insure more secure and faster processing
  • Loans to $250,000 Á above require an Invoice Finance facility with SME Cash


Requirements

  • In Business and Registered for GST at least 2 years
  • Documentary Credits to be provided and verified

Export Finance

Export Trade Finance is supported substantially by Invoice Finance Facility. SME Cash will include a portion of your Invoice Finance Debtor’s Ledger as “Export” Buyers – this is usually 20% uninsured or up to 50% insured or Letter of Credit.

Manufacture to order and export already finished items. Especially with Purchase Orders from overseas Customers


Features

  • • Included in your Invoice Finance Facility with extended terms for payment
  • • Qualify for a Trade Finance and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering 10 simple questions
  • • Paperless & 100% online application process to insure more secure and faster processing
  • • Up to $400,000 depending on your Invoice Finance limits


Requirements

  • Invoice Finance Facility with SME Cash to cover all your customers receivables
  • In Business and Registered for GST at least 2 years
  • Documentary Credits to be provided and verified
  • Insurance in certain cases

Features

  • Daily, Weekly or Monthly Payment options to suite your business and revenue
  • Qualify for a Business Loan and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering 10 simple questions
  • Paperless & 100% online application process to insure more secure and faster processing
  • Loans from $5,000 - $160,000 to match your requirements
  • SME Cash can payout other lenders to consolidate existing debts and provide a more flexible solution for growth

Requirements

SME Cash provides general purpose loans for any reasonable business purpose or purchase including working capital for pre-export finance. Items commonly paid for using general purpose loans include expensive repairs, fast approaching bills including the ATO, payroll growth, and costs related to expanding.

  • In business and Registered for GST at least 2 years
  • At least Average SME Cash credit score
  • Optional Invoice Finance facility (Must have account receivables) or 1st ranking security for Loans above $50,000