Business Growth Loan
Business Loans – For any acceptable business purpose. Not just a loan – a totally flexible solution.

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    Not just a Loan – a totally flexible solution!

    All SME Cash loans are for a purpose related to your business growth, innovation and jobs.

    Unlike others we don’t do just a blanket loan. We provide multiple finance solutions linked to how you want to spend the money – that is what you want to spend it on. Invoice finance is one of those products that is invaluable when your business is in a growth stage.

    Alternatively, your Business Loan requirement may be best matched to one of our other financial solutions. Click on the following links for more information on plant & equipment, auto finance, trade finance (import /export), inventory finance, insurance premiumpay and invoice (debtor) finance. With our 7-product finance ‘shop’ we make sure you get the right solution for your needs.

    Business Growth Loan

    However, sometimes there is money you need outside of these seven purposes and that is where we have the general purpose business loans. These loans can be used for anything that assists with the day to day operations, General purpose loans may include funds for working capital, repairs, ATO payments, payroll and costs relating to expansion.

    Importantly, all SME Cash limits can act as a revolving line of credit. This means that businesses can use the loan products at their own convenience by drawing down any amount up to their limit. As the loan is substantially paid back, a new limit is available to drawdown.


    • Daily, Weekly or Monthly Payment options to match your business and revenue.
    • Qualify for a Business Loan and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering a few simple questions.
    • Paperless & 100% online application process to ensure more secure and faster processing.
    • Loans from $5,000 to meet your business needs.
    • SME Cash can payout other lenders to consolidate existing debts, providing a more flexible solution for growth.
    • Loan terms are taken over 12 months.


    • In business and Registered for GST at least 2 years.
    • Subject to SME Cash credit assessment.
    • Optional Invoice Finance facility (Should have account receivables) or security over the business is required for Loans above $50,000.

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