Business Loans – For any acceptable business purpose. Not just a loan – a totally flexible solution.

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    Multiple Business Finance Solutions for Australian SME’s

    SME Cash Business Loans are for all sorts of purposes related to your business growth, innovation and jobs.

    Depending on what you need finance for, we have A One Stop Finance Shop providing multiple finance solutions linked to how you want to spend the money – that is what YOU want to spend it on. Click on the following to get started or find out more information.

    Equipment Finance – Get the equipment your business really needs for its growth and to meet new technology. KNOW NOW how much you can borrow and what it will cost. No commitment. Click the Apply Now button to start.

    Read More

    Auto Finance – Being on the road is an important part of much small business life. Roadworthy vehicles are a must for driver safety, fuel efficiency and business image. Upgrade your vehicle now.

    Read More

    Business Loans – Bills to pay? Get on top of the cash flow crisis. SME business loans are for all sorts of purposes relating to your business, innovation and jobs.

    Read More

    Trade Finance –Accelerate cash to increase your global trading

    • Importing: When trading internationally, no doubt there are unique products or great deals that would be advantageous to your business. SME Cash import finance gives you increased buying power.

    • Read More

    • Exporting:Up to 90% of your export goods can be funded. These can be manufactured items, special ‘one off’ orders or finished items. All part of our Export Finance solution using an invoice finance facility

    • Read More

    Inventory Loans – The loan that helps to keep extra stock on your shelves - no more lost sales. Plus helps the business do better deals, increasing gross profit that can fund your business growth.

    Read More

    Insurance PremiumPay – No need to pay your annual insurances in one lump sum, this can leave a dent in your cash. SME Cash provides an instalment loan spread over a 12-month period.

    Read More

    Invoice Finance - This facility releases the cash sitting unused in your receivables ledger. This accelerated money immediately increases working capital, supports business operations, growth and employment.

    Read More

    Business Line Of Credit (BLOC) - Turnover from $150K-$2M? BLOC might be right for you. The BLOC works like a revolving line of credit against your receivables book, which means it gets topped up every month. Monthly flat management fee.

    Read More

    The Combo Bundles are another special arm of Business finance and are available for the Health & Beauty professions, the Tradie and Startups. These do have slightly different terms & conditions. Call our customer service representatives – SME BusinessCentre on 1300 857 092 or visit our Combo Page to find out more.


    Take advantage of the SME Cash revolving line of credit. Businesses can use their loans at their own convenience by drawing down any amount up to their limit. As the loan is substantially paid back a new limit is available to drawdown. This requires you to upload your the BusinessCentre.

    Snapshot Features

    • Daily, Weekly or Monthly Payment options are available.
    • Qualify for a Business Loan and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering a few simple questions.
    • Paperless & 100% online application process fast and secure.
    • Loans from $5,000 to meet your business needs.
    • Loan terms are taken over 12 months.
    • Been in business and registered for GST atleast 2 years.
    • Subject to SME Cash credit assessment.
    • Optional Invoice Finance facility (Should have account receivables) or security over the business is required for Loans above $50,000.

    © 2019 SME Cash Pty Ltd