ATO Payment Loans
Business Loans – For any acceptable business purpose. Not just a loan – a totally flexible solution.

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    As an SME you have obligations to pay the ATO (and other Statutory requirements) at regular intervals throughout the year. Plus you have perhaps under estimated a tax bill and now have a large invoice sitting on your desk. Do you wish that you could just have enough money so that you could pay out this mounting bill and then start afresh with a clean sheet?

    SME Cash has a specific financial solution that will just do that. It is structured particularly to meet such payments as ATO, unexpected repair bills, a larger than normal payroll and expansion plans. It is the ideal loan that kick starts your working capital and allows you to continue your normal business with less worry.

    A special feature of the ATO loan is that it can be drawn down (for your immediate needs) and once the loan has been reasonably repaid you are able to re draw a new amount. This simply requires an upload of your accounts and this revolving line of credit is another reason why doing business with SME Cash is so beneficial. AND once a customer of SME Cash applying for another of our finance solutions is quick and easy. As a customer you are #1 to us.

    ATO Payment Loan

    SME Cash offers a One Stop Shop for ALL business financial solutions. No need to go further. Click on the following links for more information.

    Equipment Finance – If you need new equipment to help you grow, innovate and create jobs, it’s time to add to your productive assets. Apply Online to find your answer immediately.

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    Auto Finance – Upgrade your vehicle or add to the fleet you already have so you can “Get Your Business On The Road”. Apply Online and KNOW NOW.

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    Business Loans – Every SME business knows the unexpected bills that land on the desk. Whatever it is, the result is a big hole in the available cash. Apply Now and KNOW NOW to fill that gap with finance

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    Trade Finance –Two sides to Trade Finance: Import and / or Export

    • Import: We live in a global world and when doing your buying overseas you probably see some great products but not sure where to find the cash? Apply Online and see how much money you can borrow and the repayments.

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    • Export: Do you export, and each time wait anxiously to receive payment so that you have the money to purchase new materials? Our Export Finance Solution will also include your Invoice Finance Ledger. Apply online for Invoice Finance (Export)

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    Inventory Loans – Would you like to have more stock on your shelves or have the cash to be able to buy better? SME Cash helps meet your trading cycle needs. Apply Online Today

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    Insurance PremiumPay – Insurance is a vital element in business, but the costs can be quite high. At SME Cash, we pay upfront and you pay us periodically (pay by the month). Apply Online Now.

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    Invoice Finance - It is frustrating to see money tied up in unpaid invoices when the cash could be used for business growth. SME Cash Invoice Finance will increase your cash and take pressure off working capital.

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    Business Line Of Credit (BLOC) - Are you turning over less than $2M and looking to grow? As your business grows, so should the money you can borrow. With our BLOC, we fund you based on your receivables. Flat monthly management fee. Apply today.

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    • Daily, Weekly or Monthly Payment options to match your business and revenue.
    • Qualify for a Business Loan and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering a few simple questions.
    • Paperless & 100% online application process to ensure more secure and faster processing.
    • Loans from $5,000 to meet your business needs.
    • SME Cash can payout other lenders to consolidate existing debts, providing a more flexible solution for growth.
    • Loan terms are taken over 12 months.


    • In business and Registered for GST at least 2 years.
    • Subject to SME Cash credit assessment.
    • Optional Invoice Finance facility (Should have account receivables) or security over the business is required for Loans above $50,000.

    © 2019 SME Cash Pty Ltd