Trade Finance
Importing or exporting? We provide export, import, pre-export and invoice finance for a complete supply chain solution.
KNOW NOW what you qualify for and what it will cost or
Browse our multiple finance solutions
SME Cash provides import financing solutions so you can avoid the hassle of dealing with banks for letters of credit for imports, and export finance where you have an invoice finance facility with us including overseas customers.
With a Customer Purchase-Order we can make our loans just as soon as documents are available. Purchase-Order lets you then convert the Import Finance Loan to Invoice Finance to go again. Interest only periods up to 4 months and up to 6 months to paydown for imports of your regular trading stock. Usually 100% of total costs. For exports you can take open credit as long as you have other facilities with SME Cash which can support it.
Depending on the circumstances of your business, you may qualify for loans on trade finance totaling up to a maximum of $400,000 and add this to any pre-export finance you may have received under our Business Loan.
Import Finance
We live in a global world and when buying overseas you probably see some great products or great deals that you would like to take advantage of, but not sure where to find the cash?
Your TOP 5 Imported Selling Items (SKU’s) can be funded without a purchase order based on proven sales.
SME Cash provides an import finance solution so you can avoid the hassles of dealing with banks for a Letter of Credit. Importing your goods on the strength that you already have a Purchase Order or have an established group of outlets for the imported goods is an additional benefit.
Top 5 SKU’s funded… No purchase order.
Import finance is provided via SME Cash trade finance and/or can be supported with an invoice finance facility. Enjoy the benefits of import finance solution and negotiate the right price for the right products to help your business increase profit margins.
We also offer a supply chain solution which includes your import finance facility to help your business generate a seamless cash flow from end to end.
How It Works?
- You supply SME Cash with necessary verified documents such as Purchase Orders, top SKU’s report or more.
- SME Cash funds the overseas supplier with a Letter of Credit (L.O.C) by your existing Bank or equivalent.
- The funds are repaid to SME Cash through your loan or invoice finance facility.
Features
- TOP 5 SKU’s funded without a purchase order (PO).
- Payment options to suit the transaction.
- Qualify for Import Finance and all SME Cash finance solutions, including invoice finance within 5 minutes by answering a few simple questions.
- Paperless & online application process to ensure secure and fast processing.
- Loans available from $5,000.
- Another benefit of your loan is that it can work as a revolving line of credit. Draw down amounts up to your limit and once 50% is repaid a new limit is available to you.
Requirements
- In Business and Registered for GST at least 2 years.
- Have at least 1 year of history in import trading.
- Documentary Credits to be provided and verified.
- Import finance is provided via SME Cash trade finance which can be supported with an invoice finance facility or 25% deposit.
Export Finance
Do you export and each time wait anxiously to receive payment so that you have the money to purchase new materials?
Export Finance is supported substantially by an Invoice Finance facility. SME Cash will include a portion of your Invoice Finance Debtors Ledger as “Export Buyers”.
SME Cash can help your global trading if you are exporting local manufactured goods, special one-off orders or finished goods. Up to 90% of your goods can be funded. Export finance will improve your cash flow so that you can meet your financial obligations, continue to trade comfortably and keep growing your business.
Export up to 90% of goods funded.
Confirmed Purchase Orders from your overseas customers makes the process even quicker and easier.
With our online speedy and secure processing system, you will know almost immediately what you qualify for.
Features
- Available to businesses with minimum $150,000 annual turnover.
- Include in your Invoice Finance Facility with extended terms for payment.
- Minimum loan of $25,000.
- Qualify for Export Finance and all SME Cash finance solutions within 5 minutes by answering 10 simple questions.
- Paperless & 100% online application process to ensure more secure and faster processing.
- Another benefit of your loan is that it can work as a revolving line of credit. Draw down amounts up to your limit and as you pay back the loan, a new limit is available to you.
Requirements
- Invoice Finance Facility with SME Cash to cover all your customer receivables.
- In Business and Registered for GST at least 2 years.
- Have at least 1 year of history in exporting trading.
- Documentary Credits to be provided and verified.
- Insurance in certain cases.
Features
- Daily, Weekly or Monthly Payment options to suite your business and revenue
- Qualify for a Business Loan and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering 10 simple questions
- Paperless & 100% online application process to insure more secure and faster processing
- Loans from $5,000 - $160,000 to match your requirements
- SME Cash can payout other lenders to consolidate existing debts and provide a more flexible solution for growth
Requirements
- In business and Registered for GST at least 2 years
- At least Average SME Cash credit score
- Optional Invoice Finance facility (Must have account receivables) or 1st ranking security for Loans above $50,000