Equipment Finance
Buy the equipment your business needs or get pre-approved and shop with confidence

    KNOW NOW what you qualify for and what it will cost or
    Browse our multiple finance solutions

    SME Cash provides a secured loan for all equipment types including IT and business equipment, software, plant, or anything used to generate income for the business.

    Get pre-approved so you can negotiate your best buying price and not be reliant on Vendor Finance. We take security over the asset so that it doesn’t impact other facilities you may have.

    Importantly, all SME Cash facility limits can act as a revolving line of credit by simply connecting your financials to the BusinessCentre. This means that businesses can use the loan products at their own convenience by drawing down any amount up to their limit. As the loan is substantially paid back a new limit is available to drawdown.

    If you’ve been registered for GST for at least 1 year and subject to SME Cash credit assessment, you will automatically qualify for a loan.

    Equipment Finance


    • Loans from $3,000 to meet your business needs.
    • Daily, Weekly or Monthly Payment options to match your business and revenue.
    • Qualify for Equipment Finance and all SME Cash finance solutions including Invoice Finance within 5 minutes by answering a few simple questions.
    • Paperless & 100% online APPLY NOW process to ensure more secure and faster processing.
    • GST can be added to the loan and recovered on the 4th payment of a monthly plan.
    • SME Cash can payout other lenders to consolidate existing debts, providing a more flexible solution for growth.
    • No Financials needed under $30,000 loans.


    • In business and registered for GST for a minimum 1 year receive up to $30,000 loan no financials.
    • In business and registered for GST for more than 2 years, higher loans are available.
    • Security taken over the Equipment Software loans without hardware may have differing requirements – ask us.
    • Subject to SME Cash credit assessment.

    © 2019 SME Cash Pty Ltd